Financing

Financing is where a factory-built home purchase gets complicated, because a modular home, a manufactured home and a site-built home are not financed the same way. These guides explain the loan types that actually apply, FHA, USDA, VA, construction to permanent, chattel versus real property, and which one fits your build, your land and your situation. Plain explanations of current program rules, no sales pitch.

Start with the guide that matches your situation, then browse the homes directory.